Ah the great property debate. To rent or to buy? Is there even a right answer anymore?

Looks as though that little piece of plastic can get you into even more trouble at Christmas, with credit card providers giving you a gift of their own in the form of higher rates.

We often consider credit card debt to be a personal problem, but when we start families, what we don't realise is the impact it has on the entire household.

It's all fun and games until the bills start rolling in. Is it time for you to switch to a low-rate balance transfer credit card?