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Cube shade

NOTE: To ensure safety, use only 25W light globes in each of the lamps featured here.

NOTE: To ensure safety, use only 25W light globes in each of the lamps featured here. Materials Newspaper Cube shapes wire frame (available at selected craft and hobby stores) Japanese handmade paper Scissors Craft glue Blunt knife Step 1 Make a newspaper template of half of the lamp frame, allowing an extra 2cm along both long edges and one short edge. To make the template, place one side of the wire frame onto the paper then gently roll the frame to the next side (this is half of the frame), Now, using this template, cut two Japanese handmade paper panels for the lampshade. Step 2 Apply a thin line of craft glue along the edge of one long upright. Press the corresponding edge of the paper in place with the 2cm allowance in place, then fold this overlap to the inside of the shade and tuck in the ends using a blunt knife. Attach the other two sides with allowances in the same way and leave the final side free. Repeat to attach the other paper panel, attaching the short edge with the allowance to the upright, underneath the free short edge of the previous panel. Finally, apply a line of glue under each free short edge and press each one firmly in place. Allow to dry. Credit: Lampshades designed and made by Ivana Perkins

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Keith Urban on Nicole, kids and The Voice

Keith Urban on Nicole, kids and The Voice

Keith Urban. Photography by Damian Bennett.

A voice comes soaring out of the brightly lit TV studio behind Keith Urban and smacks him square in the back of the head.

It’s a belter of a voice: an emotion-packed, powerhouse of a vocal — infused with just a hint of desperation.

The country music star’s hand hovers over the buzzer in front of him. He is torn. Flanked by Aussie songstress Delta Goodrem and chart-topping balladeer Seal, and executing his role as a coach on the TV talent show, The Voice, Keith must decide to recruit the singer to his team or cast her back to obscurity without seeing her face.

In pictures: Keith Urban’s exclusive shoot for The Weekly

Backstage, wife Nicole Kidman proudly watches on as daughter Sunday Rose peruses the catering table. Nicole beams as Keith banters with fellow judges, contestants and the studio audience.

If her presence is causing a frisson in the wings, she’s wholly oblivious to it. For today, it’s Daddy’s turn to shine.

Five days later, in a meeting room on the Fox Studios lot, I’m anxiously awaiting my audience with Mr Urban.

When, finally, he arrives, he is disarmingly warm in that way Queensland blokes tend to be. He may have spent the better part of the past 20 years in Nashville, becoming one of America’s biggest country music stars, but he still has all the down-home charm of a kid from Caboolture.

He enters the room in a blue-checked shirt and black jeans. There’s a firm handshake, direct eye contact from a pair of ice-blue peepers — and we’re off.

Keith is loving being home. The children, Sunday Rose, three, and Faith Margaret, one, are having a great time with their grandparents.

He’s excited about The Voice. He initially passed on it, not wanting to tie himself down to a project requiring a six-month commitment, but Nicole convinced him to do it, believing it would not only be an excellent showcase of his musical talent, but also a chance for Australia to properly get to know the man she fell in love with.

He’s chuffed the last three singles from his new album have all gone to number one on the Billboard charts. And, yes, he does look back in wonder at his modest upbringing on a farm in Caboolture, sleeping with his brother on a horse hair mattress, and marvel at how far he’s come.

With 15.5 million global record sales to his name and several platinum-selling albums to his credit, Keith is one of America’s biggest country music stars.

It’s hard to grasp from this side of the world, but it’s fair to say the mania he inspires among the legions of Americans for whom country music is practically a religion is almost Elvis-esque in proportions.

During The Voice taping to which The Weekly was privy, Keith’s every utterance was squealed at by a troupe of ardent female fans, all sporting lurid pink T-shirts emblazoned with “Monkey Army” — the name his official fan club has given itself.

During ad breaks, when he wasn’t dispensing the benefit of his rock star wisdom to the singers competing in The Voice, Keith happily signed autographs.

“I liked the idea of this show because it had four artists as coaches. Four people who started at the bottom in the music industry and had to prove themselves exactly as these contestants are doing. There’s a tremendous amount of empathy.”

Despite the decades spent in Nashville, Keith’s accent is still true. And when he speaks, it is with the poetry of a man who has spent the better part of the last 30 years writing song lyrics.

As a country singer, Keith, 44, has built a career on wearing his heart on his sleeve. In a musical genre reliant for its content on heartbreak and the twangs of high emotion, he has mastered the art of putting his feelings out there for all to see. And never more so, it seems, than when the subjects of his wife and children come up.

He goes into a kind of rapture when talking about them. Some of his homilies might come off sounding trite if they weren’t so heartfelt. He is the boy from Brisbane with Baudelaire’s soul.

Q: From the outside, you and Nicole seem to be pretty happy right now.

A: I honestly feel like I have spent my whole life looking for her. I feel like I spent my whole life stumbling about, knowing that there was this girl out there for me. I always believed in The One and I was tired of writing about it, but not ever experiencing it.

Q: When you first met, did it help that you were both big name celebrities in your own right? You had that shared experience?

A: I think it definitely helped, in that we were both looking for a place of purity that wasn’t based in either of our careers. And we found that in one another. For us as people and as artists, it was important to have that refuge,if you like, that secret garden that you know is not tainted in any way. I don’t love Nic because of what she does and she doesn’t love me for what I do. I just love her, pure and simple.

Q: Did it also help that you were a pair of Aussie expats living in America?

A: Definitely because even though we got together in our mid-30s, we shared an entire history before we had even met. We could cite everything from songs from our childhood, to things that you do at Christmas, to lollies and chocolates that are peculiarly Australian, to TV shows — everything.

Related: Nicole Kidman on getting over Tom Cruise

Q: What was it finally about Nicole that attracted you?

A: Everything. Just everything — it’s indescribable. When you meet that person, as I did with Nic, there’s this chemistry and synergy and sympatico. She’s my spiritual other half. We ask ourselves if we would like to have met each other in our 20s, so we could have had more time together, but the trade-off may have been that we wouldn’t have had the same amount of life experience to bring together and really make something of substance.

There’s certainly no doubting Keith and Nicole have both had their fair share of life experience. For Keith, he’s been on a journey that’s taken him from being a jobbing musician playing pub gigs in suburban Brisbane, to the top of the pile of the Australian country music charts, back to being a relative nobody in

Nashville, who spent five lonely, frustrating years trying to crack the US country music scene before finally making it big.

“There was a certain point when I had been there five years and nothing was happening,” Keith recalls now. “I felt like I was doing my best and it wasn’t working. And I didn’t know what to do. I felt like I hit a point where I was just completely lost. Because as a human being or an artist, to think you are doing the absolute best you can and for it not to be working, it’s soul destroying.

Video: The best performances on The Voice

“And it’s funny because someone once asked me if, in the middle of all that, I ever thought about coming back to Australia, but it honestly never occurred to me. It wasn’t part of the plan. The plan was to be accepted in the US. And I was determined to just keep hitting that wall until it gave way.”

As if tackling American country music head on wasn’t enough of a challenge, Keith complicated things along the way by getting engaged twice and developing a crippling addiction to cocaine. And then he met Nicole.

“I truly think there are only two kinds of people in the world,” says Keith. “There are people who love Nic and people who haven’t met her yet. I really do. People who say negative things about her, I think, well, you just can’t have met her yet.

“You can’t have. Because she’s sensitive and joyous, and wonderfully compassionate and empathetic towards people, and she has a heart that is just infinite in size. She has such a zest for life. And she’s as loyal as the day is long. And I still can’t quite believe I got to marry her, quite frankly.”

Their wedding, on a rainy June night in Sydney in 2006, was, by all reports, a joyous affair. Those who attended say there wasn’t a dry eye in the house when Keith serenaded his bride with his chart-topping ballad, ‘Making Memories of Us’.

Yet the newlywed afterglow was cut short when, three months later and at Nicole’s urging, Keith checked himself into rehab at the Betty Ford Clinic to treat lingering cocaine and alcohol addictions.

“I just decided that I had to be worthy of Nicole and, you know, I had some serious work to do,” he says now. “And I was so willing to do it because everything was so right between us.

“We’ve had conversations since about how I wished I had been in a good, solid, sober place instead of having to do it in the middle of our marriage, but the truth is, I’m grateful we got to do it in our marriage because we got to build the foundation together.

“If you want to see if somebody loves you, check yourself into rehab. I could cry right now when I think about it. It was an extraordinary act of love on her part, the kind of which I had never seen in my life before.”

Six years later, the couple are the proud parents of two little girls, Sunday Rose and Faith Margaret — the latter of whom was born, rather famously, to a surrogate mother. They live mostly in Nashville, with occasional visits to their property in the NSW Southern Highlands — far enough removed from the Hollywood madness to have carved out a semblance of normal family life.

In pictures: Keith Urban’s exclusive shoot for The Weekly

“The great thing about having a property here and one in Nashville, too, is that Nic and I like [the kids] to get dirt under their nails,” says Keith.

“We’re both determined not to be precious about those sorts of things. We want them to get dirty and covered in mud, so they are just real.

“People say kids are great because they keep you young, but I think kids are great because they keep you present. Sunny and Faith do that for me. It’s totally in the moment. I don’t dwell on what’s going to happen tomorrow or what happened yesterday.”

And while he adores his daughters and professes to be “remarkably at ease” in a house dominated by women, Keith makes no bones about the priority of his affections.

“We’re very, very tight as a family unit and the children are our life, but I know the order of my love,” he says. “It’s my wife and then my daughters. I just think it’s really important for the kids.

“There are too many parents who start to lose the plot a little and start to give all their love to the kids, and then the partner starts to go without. And then everybody loses. As a kid, all I needed to know was that my parents were solid. Kids shouldn’t feel like they are being favoured. It’s a dangerous place.”

In pictures: Delta Goodrem – A decade in the spotlight

Given that he’s introduced the subject of dangerous places, I dive right in and ask him about Tom Cruise — specifically, whether he believes, as many observers do, that the relationship he and Nicole share provides a nice, grounded, Aussie counterpoint to his wife’s previous marriage.

“I don’t know, you’d have to ask Nic that,” he replies, diplomatically. “What I can tell you is that we came together when we were supposed to, with everything we had learned along the way. And the things we had learned along the way were really wonderful things for our marriage.

“For instance, we both learned a lot of things that we would do differently. Certainly, there are a lot of things I did wrong in my previous relationships that I wish I had done better, and I get a chance now to do it right and really feel the beauty and value of a real relationship.”

So, the boy from Brissy and the girl from Sydney found each other on the other side of the earth. Thrown together by their shared experience of mega-fame and similar upbringings eating Golden Roughs and Wizz Fizz, they’ve married, had a couple of kids and created a little Aussie bubble in the heart of middle America.

Q: Are you thinking of expanding the family?

A: I don’t know. We love having two daughters right now. I think we are open to letting things evolve naturally. We don’t have any definitive plans either way.

Q: Would you go down the surrogacy path again?

A: There are no definitive thoughts of not doing it or doing it. Nic and I have always been the kind of people who operate from a place of responding to the rising of feelings — that’s just creative people in general.”

Q: But just so I’m clear, there are no babies of yours being carried by other people anywhere in the world right now? I only ask because the last time I interviewed your wife, I asked if she might be pregnant. She said she wasn’t and I got caught flat-footed when Faith was born to a surrogate 10 days later.

A: (laughing) No, there are not.

As our interview draws to a close, I ask Keith what he makes of this extraordinary existence of his: the fame, the wealth, the public appetite for intricate details about his life. How, ultimately, do he and Nicole reconcile their desire for privacy with the very public nature of their jobs?

“We have always had the mantra that we have nothing to hide and everything to protect,” he says. “And from there, it’s just a matter of keeping the balance.”

In pictures: Keith Urban’s exclusive shoot for The Weekly

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Victoria and David Beckham embarrassed by public kiss

David and Victoria Beckham were left red-faced after they were forced to kiss in front of 20,000 basketball fans.
Victoria and David Beckham kiss on camera at a LA Lakers game.

After 18 years in the spotlight you’d think Victoria Beckham would be used to appearing on camera, but she was clearly mortified when she and husband David were caught on “Kiss Cam” at a basketball game yesterday.

David and Victoria were watching the LA Lakers play the Denver Nuggets at Los Angeles’ Staples Center when they were targeted by the “Kiss Cam”, a video camera that broadcasts pictures of couples onto a big screen, encouraging them to kiss.

Though clearly embarrassed, David and Victoria gave in to the cheering crowd and enjoyed a short but passionate kiss.

David and Victoria are big basketball fans, and are often seen at Lakers games with their three sons Brooklyn, 13, Romeo, 10, Cruz, seven.

This time they were child-free, instead accompanied by David’s mother and sister Joanne.

The foursome sat in the front row, and David and Victoria were openly affectionate throughout the game, kissing, cuddling and whispering to each other.

They are believed to have attended the game to celebrate David’s 37th birthday, a milestone that did not escape the attention of basketball organisers.

Shortly after the couple was targeted by the Kiss Cam, a message wishing David a happy birthday flashed up on the screens around the stadium.

David and Victoria also have a daughter, eight-month-old Harper Seven.

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VIDEO: Sofía Vergara’s son reveals her diet secrets

VIDEO: Sofia Vergara's son reveals her diet secrets

Actress Sofía Vergara has arguably one of the hottest bodies in Hollywood, so what’s her secret?

Sofía’s son, Manolo Vergara, who clearly inherited his sense of humour from his mum, has shared his mother’s eating habits with the world by posting a video of her online.

“She eats like a crazy lady,” he reveals in the clip.

Manolo says he decided to make the video, called Sofía Vergara’s secret diet, after receiving a number of emails from her fans about her diet and workout regime.

“My mother has always been very thin and people ask me what does she do? Whenever someone asks me about her workout routine I laugh in their faces!” he said.

This is just one of the videos Manolo has made about his mum’s life in the spotlight.

Manolo, who obviously has a fun-loving relationship with his mum, has also posted videos called ‘Sofia Vergara pranked’ and ‘I like Ellen better than my mum’ on his website Mi Vita Von Toty.

Take a look at what Sophie eats and her carefree attitude to food in the video player above.

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Cindy Crawford models alongside daughter, Kaia, 10

Cindy Crawford has admitted to being jealous of her daughter's beauty, but ten-year-old Kaia was no match for her supermodel mum in their first joint photo shoot.
Cindy Crawford and family

Cindy Crawford has admitted to being jealous of her daughter’s beauty, but ten-year-old Kaia was no match for her supermodel mum in their first joint photo shoot.

Cindy, 46, posed with her mother and daughter in a special Mother’s Day campaign for US clothing retailer JCPenny.

While Kaia has her mother’s long legs and beautiful features, Cindy still radiates the glamour and femininity that made her one of the most famous models of the 1990s.

Looking at these pictures we don’t know what Cindy is worried about – Kaia might have youth, but Cindy’s womanly beauty is even more enchanting.

Cindy posed with her mother Jennifer and daughter Kaia.

Kaia says Cindy is “the best mum in the world”.

“I can actually hang out with her and have fun,” Kaia says.

Kaia and Cindy showed off their strong bond on the shoot.

Cindy clearly adores her young daughter.

Cindy says the greatest gift her mum gave her was “unconditional love”.

Kaia has inherited her mother’s stunning looks.

Kaia made her modelling debut in this Versace campaign in January.

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Inside William and Kate’s anniversary hotel

They might be the future king and queen of England, but Prince William and Catherine have no airs and graces, spending their first wedding anniversary in a country inn.

The Duke and Duchess of Cambridge spent the day before their anniversary at the wedding of a close friend.

When the festivities wrapped up, the couple joined other guests at the nearby Westleton Crown, a 12th century country inn close to the coast in Suffolk.

The royal couple stayed in the humble ‘Swan Room’ which usually costs £165 ($260). Check it out here!

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Victoria Beckham forgets son at home on school run

She seems to have the perfect life, but even Victoria Beckham is prone to bouts of baby brain.
Victoria Beckham with her oldest son Brooklyn.

She seems to have the perfect life, but even Victoria Beckham is prone to bouts of baby brain.

The 38-year-old former Spice Girl has admitted she recently forgot her son Brooklyn on the morning school run.

Victoria told US Vanity Fair that she was so busy worrying about baby Harper and her busy morning at work that she was half-way to Brooklyn’s school before she realised he wasn’t in the car.

“I got up in the morning, and I knew that I had a whole morning full of conference calls,” she said. “So I got up early with Harper, sorted Harper out, got all the kids their breakfast, got them ready for school, put Harper in the car seat.

“Every morning I take Brooklyn, and David takes the little boys to school. We take it in turns because they go to two different schools.

“So I jump in my Range Rover, put the car seat in, put my iPod on — obviously very important — and I drive to school.

“And then I realise, I’d left Brooklyn in the kitchen. I was driving along, talking away, and all of a sudden, I looked at the front seat, and I was like, ‘St! St! I’ve forgotten something!'”

Victoria immediately turned around and headed back to her Los Angeles home, where David was waiting in the driveway shaking his head.

“I’d gotten down the road, and I literally had to turn around and drive back up the driveway. And David was standing there in the driveway with all three boys,” Victoria said.

“And I felt like such an idiot because I was in such a rush. Harper was in the car, I was in the car, and we were on the way to school. But we did not have the child who needed to go to school.”

Victoria and David have four children, Brooklyn, 13, Romeo, 10, Cruz, seven and Harper, eight months.

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Jess’s $4000 a night birthing suite

Jessica Simpson‘s daughter has finally arrived, and is already living a life of complete luxury.

New mum Jess, who announced the arrival of Maxwell Drew Johnson on her website, gave birth in the best birthing suite money can buy – a deluxe room at Cedars-Sinai Medical Centre.

The room is valued at $3,784 a night, with base hospital rates applying on top of this cost.

The suite is a three-bedroom, two-bathroom private pad within the hospital and “covers all the comforts of at home” including a flat screen TV, an in-room refrigerator filled with drinks, a basket of fresh fruit and muffins and a private dinner for two to celebrate the birth.

Take a look at the pictures of Jessica’s birthing suite here.

Jessica is spending more than Beyonce did when Blue Ivy Carter was born.

It looks like Jess, her fiance Eric Johnson and baby Maxwell will be right at home!

A hotel-style robe is given to new mothers as a gift.

A private dinner is organised for the new parents to celebrate the birth of their child.

Salon services including a haircut and style, manicure and pedicure are also available.

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How financially fit is your financial future?

Read the tips then take the quiz to find out…

Creating a financially-fit future starts with asking questions, and often they feel like hard questions. They involve making choices that may push you out of your comfort zone or require planning further into the future than you feel able to do right now.

However, the financially savvy leaders we spoke to at La Trobe Financial, who are committed to sharing their tips so that women can take control of their finances and achieve their goals, say that by asking yourself a series of questions—and formulating answers, sometimes with the help of an expert—may set you on the right track.

The more questions you answer, the deeper your understanding of how your financial tomorrow is impacted by your choices today. And ultimately, the more control you will have over your finances and the steps needed to achieve your goals.

Financially fit hurdle #1: SAVINGS

Children are given piggy banks, and saving pennies is a game. Fast forward into adulthood, and with so many demands on our bank balance, that little piggy bank is often the last mouth to be fed. However, when it comes to protecting yourself from financial vulnerability, this might be the most important step you take with your finances each month.

CONSIDER THIS:

Do you have savings?

Where are they right now?

Do you leverage compound interest?

Why is a savings buffer important?

Do you know your fixed expenses?

Do you consider your expenses in terms of “nice to haves” and “must spends”?

If you don’t save, do you know why?

CAT SAYS: Why is it important to save?

“It’s one of the key steps to achieving financial independence and realising your financial goals,” says Caterina Nesci, La Trobe Financial’s Director of International Partnerships and ESG.

Of course, if it was as simple as putting money in a separate account we’d all be flush. The issues are the money habits, relationships, expenses and life just getting in the way. For many, it starts with a simple goal. According to Caterina, a good place to start is aiming to have three months of your salary saved, in an account you solely control.

“It’s important for a woman to have control of her savings,” says Caterina.

For those who are yet to start, or need to re-establish a savings plan, the first thing is to understand your budget.

“Take a look at all of your outgoings over a few months. It can be surprising to see where the money goes. Look for savings wherever you can and understand how much income you can put towards them,” says Caterina, noting that over time, looking for opportunities to grow your savings will become second nature.

If money is tight, Caterina urges you to remember that from little things, big things grow.

“Think critically about what are necessities, and what are not. Review your bills and ensure you are on the best value arrangements. And consider giving up a few luxuries in the beginning, like less going out to dinner and buying take-away,” she says, noting that a good motivator is to treat yourself each month, when you meet a financial goal.

What’s more, this is not a “tomorrow” problem.

“Understanding the principles of compounding interest is important. The earlier you start saving, the sooner you achieve the benefit of compound interest—when the interest rate really turbo charges your savings—and the sooner you will have that an important buffer if anything goes wrong,” adds Caterina. “This is your safety net.”

(Credit: Getty)

Financially fit hurdle #2: PROPERTY

It’s impossible to escape the emotional pull of owning your own home and “living the dream”—and then the harsh realities of how challenging it is becoming to achieve home ownership these days. Still, with patience and a smart savings strategy, it may be possible to achieve our financial goals. So, dare to dream!

START TO CONSIDER:

Where does owning your own home sit within your financial goal?

Is it achievable right now?

If not, when?

What ratio is your mortgage to your salary?

Is property the best or only way to build wealth?

Should you put everything you have towards owning a property?

And if that isn’t an option, what else can you do?

Michelle SAYS: For many of us, the family home not only represents the biggest purchase we are likely to ever make, but it can also provide the greatest return on investment over time, according to Michelle Bannister, La Trobe Financial’s Senior Executive – Head of Distribution.

Still, saving for that deposit can feel out of reach, as can the pressure of maintaining the earnings required to meet those monthly mortgage repayments. For those still striving to save a deposit, the silver lining is that on the way, you may be exposed to other ways to invest and grow wealth.

“There are some great options that can help accelerate your deposit savings which could ultimately get you into the property market sooner,” says Michelle, who encourages first home buyers to check out the first home super saver (FHSS) scheme which allows you to save money for your first home inside your super fund. As for whether you should be all in on property, Michelle subscribes to the old adage of not putting all of your eggs in one basket.

“Diversification is critical to any investment strategy, so if I could share one piece of advice when investing, it would be to make sure your property isn’t the only way you are growing wealth and planning for the future.”

Financially fit hurdle #3: ALTERNATIVE INVESTING

When you hear the words “alternative investment,” do you feel your mental roller-doors going down? That may be because until fairly recently, investment vehicles like credit funds, private equity, cryptocurrencies, hedge funds and precious metals, to name a few, simply weren’t discussed or made accessible to anyone who wasn’t working in finance or having their wealth managed by others.

Everything is changing. Investing has become democratised in many ways. That means, with a little advice to grow your knowledge and confidence, you too can achieve your financial goals using these clever strategies.

GOOD QUESTIONS TO ASK:

Do you understand alternative investments?

Are you willing to seek help to understand them better?

Could this kind of investing help you achieve your goals?

Are you willing to step outside of your comfort zone to grow wealth?

How long can you invest your money?

What kind of risks are you willing to take to achieve your goals?

Do you believe you can build lasting wealth in this way?

Amanda SAYS: Anything that isn’t a traditional investment (think shares, bonds, cash or property) is considered an alternative investment, explains Amanda Lambert, National Distribution Manager at La Trobe Financial. Even better, with a little help, anyone could benefit from these investments to grow wealth. As for why they can help sure-up your financial future, here comes that word “diversify” again.

“Any kind of alternative investment broadens your investments and therefore may reduce risk in times of uncertainty,” says Amanda, noting that some alternative investments are intuitive and easy to understand.

“Consider credit funds (mortgages) and exchange funds for example—both are relatively simple concepts and intuitively ‘make sense’ once explained,” she says. “Others assets such as hedge funds and cryptocurrency can be complex and have a much higher risk profile.”

She stresses that it’s important to do your homework.

“You should never invest in anything you don’t fully understand,” she says, noting that you should ask a financial adviser who will be able to explain the product clearly, without all the jargon.

Read it now: FREE Money Talks magazine – How To Boost Your Money Mojo

Financially fit hurdle #4: RELATIONSHIPS

Coercive control has been a talking point for some time and defines anyone who has a partner controlling their finances as a way to restrict their freedom whether that’s through very tight budgets that barely cover expenses or preventing you from having a credit card.

It’s an impediment to a secure financial future and even for women who have a seemingly healthy financial relationship with their partner, research tells us that they don’t always understand their full financial position, or push to have an equal voice in the decision-making process when it comes to spending, saving and goals.

GOOD QUESTIONS TO ASK:

How much money do you have in savings?

What is your net-worth position?

Do you have full clarity of what you own (assets)?

Do you have a clear picture of everything you owe (or liabilities)?

Do you have access to all financial paperwork?

Do you have access to an account that is solely yours?

If you have sacrificed super to stay home, what is your retirement plan?

Is your opinion as valid on financial matters as your partners?

Lilian SAYS: If you can’t answer the above questions, this is a sign you may have handed over too much control in your relationship when it comes to finances, says Lilian Chin, Director Client Partnerships at La Trobe Financial. The important thing to remember is that while this is a red flag, and something you should rectify, you’re not alone.

Many women hand over managing the finances as they take on the role of raising children and managing all other elements of the home—which certainly feels economic in terms of time. The issue is that it makes you vulnerable to a shaky financial future. So how can you start having a more meaningful conversation with your partner about money?

“These conversations often bring out the best and worst in partners and can be awkward—but they are so important. I would suggest starting off with a casual conversation on your partner’s experience with money and their values,” says Lilian, noting that you can then use this understanding when delving into more specific questions.

“Set the scene and give your partner advance notice that you would like to have “the money talk.” Be open-minded and conscious of your emotions. Depending on their previous experiences, speaking about finances can be confronting,” says Lilian, noting that a healthy financial relationship means you can speak openly about your finances; you understand each other’s core financial values and you set up financial goals together.

(Credit: Getty)

Financially fit hurdle #5: TAX TIME 2022

Tax is something many people get behind on, and can become a source of stress and even shame, as when the years stack up. But with a little help, you can get back on track and find systems to help you stay on top of expenses plus, ensure you’re able to access the deductions available to you.

GOOD QUESTIONS TO ASK:

How much tax did you pay last financial year?

Do you keep track of your expenses?

Do you have someone who can keep you up-to-date on deductions?

Do you understand how your tax is calculated?

Are you fearful of lodging your tax return?

Do you feel like you’ve left it too long?

Are you willing ask for help?

Lilian SAYS: The motivation for staying on top of tax is a compelling one, says Lillian. “Having what we call a ‘tax strategy’ can potentially equate to significant tax savings for the year.” She says the best place to start is at the ATO website. The ATO organises all of its resources by entities (individuals/business etc). You can also access FAQs and the website is designed to provide all the information you need to self-serve. One idea might be to engage an accountant or tax agent:

“It can be challenging to keep track of all the changes to tax deductions and tax relief,” says Lilian, noting that even the most financially savvy people benefit from engaging an accountant to ensure their taxes are managed effectively. Also, it’s worth noting that Tax Time 2022 is different from other years:

“Many of us have had to work from home during the pandemic, so you may be entitled to claim deductions.”

For anyone intimidated by the process, Lilian urges you to simply get started or seek the assistance of a professional.

“The ATO is constantly simplifying the tax lodgement process. We now have access to information, tools and helplines.”

NOTE: The views expressed above are the author’s personal views. They have not considered your personal circumstances or financial position and should not be relied on in the absence of tailored advice. We encourage you to obtain professional advice.

Brought to you by La Trobe Financial.

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Blind dog has his own seeing eye dog

Blind dog has his own seeing eye dog

They say dogs are man’s best friend but this Labrador and golden retriever seem to have found soul mates in each other.

When Tanner, a golden retriever, arrived at Woodland West Animal Hospital in the US, vets feared there was not much they could do for him. Due to cataracts, he is blind in both eyes and suffers from a slight seizure disorder which cause him to lose control of his body.

Vets suggested putting him down, but surprisingly Tanner’s condition changed when he met Blair, a street dog who was admitted to the center after he was shot.

The pair have since struck up a friendship with Blair acting as Tanner’s seeing eye dog, leading him around the yard by a leash. Surprisingly, since meeting Blair, Tanner no longer suffers from seizures.

Blair has also benefitted from the friendship as well, now being more confident and social after suffering from post-traumatic stress following being shot.

Watch the video of the pair together in the video player above.

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