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March 12, 2014

5 tips to shape up your credit history

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Don't get bogged down in debt.

Research shows women aren’t as savvy as men when it comes to being aware of their credit rating and its importance

Credit expert Andy Sheehan says women need to be more vigilant when it comes to taking control of their finances.

He said recent changes to credit reporting – which means providers, like banks and telcos, will have access to both positive and negative information; instead of just the negative details as in the past – is a great opportunity for us to understand credit better and get out of debt.

Andy’s top tips for coming to grips with credit reporting are:

1. Check your credit report annually

You can request one free copy of your credit report per year. It has information on credit history, including payments made on time, late payments and defaults. More information at moneysmart.gov.au

2. Be mindful of shopping around

You are likely to be perceived as a better credit risk if your accounts are consolidated by using one provider for all credit lines. Before applying for credit, think carefully about what credit you need and which lender you already have a relationship with.

3. Beware of default payments

Some people are still unsure about the difference between defaults and missed payments. A default is a payment that is 60 days overdue and more than $150 in value. If you missed a payment by a few days as an oversight, it won’t be recorded.

4. Major life events

If you have taken out a joint loan with your partner and are no longer together, you are still responsible for servicing the debt and this includes making payments on time. Communicate to ensure bills are paid on time and close as many joint accounts as possible.

5. Seek help if you’re having trouble with your debts

Finally, Andy says if you are having trouble paying off debt, speak to the provider to work out a way to manage it, such as through a payment plan. “It’s in the provider’s interest to keep a customer and help them to manage their credit,” he says.

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March 12, 2014

From Broome to New York Fashion Week

For 20 years, Felicity has made plain hats into something a little bit fancy for her friends in outback Australia. This year, her part-time hobby is taking her from Broome to the catwalks of New York City.

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Felicity Brown

Felicity, or Flic as her friends know her, has a giggling effervescent energy. She talks fast, with a wide grin punctuating most of her sentences.

“When you live remotely, you always go the races, but you always work up until the last minute,” she explains on a brief break from work.

“My girlfriends never have time to organise their outfits, so I’d help with their hats – adding a feather, tweaking it with some bibs and bobs – and voila! They’d be ready for the social event of the year!”

Felicity Brown is a born and bred country chick. She grew up on a sheep farm in Mudgee, a town in central west NSW, and while she gave city-living a crack as a young adult, the call of the country proved too strong.

“I spent time in far-western NSW before heading north to the outback, which is where I started fiddling with hats, before heading to Broome,” she says. “I’m city but I’m country … I’m happy sitting underneath a tree eating ribs, but I’ve also met the Queen!”

After moving back to the relative cosmopolitan of Broome, Flic thought her hat-making days were behind her, but her friends in the bush kept sending her projects.

“I realised there was still a need for millinery in the bush, so I began travelling between stations for little fashion shows, while I wasn’t working on my day job.

“I started consuming books about hat-making, and taught myself all the basic techniques.”

Felicity’s creations are colourful and unique, reminiscent of a Broome sunset or a tropical flower exploding in a vivid rainbow.

“I get inspiration wherever I go – there is so much to look at in the West – it’s easy to think of new designs,” she says.

Last year, Felicity booked a long overseas holiday after enduring two rapid operations to remove a large melanoma from her right bicep.

“I had a skin check as part of a New Year checklist, and really didn’t think about it,” she says. “I certainly didn’t have any symptoms of skin cancer – but the next minute I was having a rather painful operation to have it removed. I wanted to reward myself with a holiday – so booked a month in the US.”

As part of her trip, Flic travelled to New York City, which was in the throes of Fashion Week.

“I was desperate to get a ticket, and through pure circumstance, scored one off the hotel concierge to two different shows,” she says.

“It was the most amazing event – lights, music, the models – I just kept pinching myself that my dream was coming true!”

Flic was blogging about her experience at the show later when the unthinkable happened: a fashion week organiser contacted her and asked her to step onto the runway herself in 2014.

“I sent the email onto three friends and my mum, asking them to verify that it was real,” she says. “And they replied, ‘It’s so on sister!’ “

From now until September 7, Felicity will be spending every spare minute creating hats and raising money to get to the Big Apple.

“It’s unbelievably incredible and awesome,” she says. “It’s crazy to think that just a year ago I was begging for a ticket to Fashion Week and now I’ll be taking part!”

Tickets for a fundraiser to help Felicity get to NYC are available here. To check out Felicity’s millinery, visit her website.

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March 12, 2014

Stop knitting! Penguins have enough jumpers

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Put your knitting needles down! The penguins of Phillip Island officially have enough jumpers.

The Phillip Island Penguin Foundation issued a call to action to knitters worldwide last week, asking for penguin-sized pullovers for animals injured in oil slicks.

The plea quickly went viral and within days, the foundation had a whole shipping container packed with hand-knitted creations.

Jumpers for penguins might seem ridiculous, but they save the lives of the hundreds of penguins caught in oil spills each year, keeping the little birds warm and preventing them from ingesting the toxic oil while trying to clean themselves.

A thumbnail-sized patch of oil is enough to kill a little penguin.

“The oil coating mattes the plumage together,” the foundation’s spokesman Dr Peter Dann says. “It’s like getting holes in your wetsuit

“The oil spill never happens on the doorstep, and sometimes it takes days to get the penguins to you. For us, putting [jumpers] on in transit while they’re waiting is beneficial.”

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March 12, 2014

Famous movie quotes you’ve been saying wrong

We've got some bad news for you - you've probably been saying these famous movie quotes wrong for years!

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“Houston, we have a problem.” Yes, indeed we do because that is not the actual line Tom Hanks says to Ed Harris when he’s figured there’s something wrong with his spaceship in Apollo 13.

While some would swear black and blue they know the famous lines from the favourite movies you may be surprised at just how many misquotes have become commonplace.

Go ahead and test your movie memory with these famous lines.

Jaws

Misquote: “We’re gonna need a bigger boat!”

Actual movie quote: “You’re gonna need a bigger boat!”

You’ve probably been misquoting these famous movie lines for years!

Apollo 13

Misquote: “Houston, we have a problem”

Actual movie quote: “… Ah, Houston, we’ve had a problem.”

Casablanca

Misquote: “Play it again, Sam.”

Actual movie quote: “You played it for her, you can play it for me. If she can stand it, I can. Play it!”

Cool Hand Luke

Misquote: “What we have here is a failure to communicate.”

Actual movie quote: “What we’ve got here is failure to communicate.”

Dirty Harry

Misquote: “Do you feel lucky, punk?”

Actual movie quote: “You’ve got to ask yourself one question: ‘Do I feel lucky?’ Well, do ya punk?”

… And Justice For All

Misquote: “I’m out of order? You’re out of order! This whole courtroom’s out of order!”

Actual movie quote: “You’re out of order! You’re out of order! The whole trial is out of order! They’re out of order!”

All About Eve

Misquote: “Fasten your seat belts, it’s going to be a bumpy ride.”

Actual movie quote: “Fasten your seat belts, it’s going to be a bumpy night.”

Frankenstein

Misquote: “He’s Alive!”

Actual movie quote: “It’s Alive!”

Gone With The Wind

Misquote: “Frankly, Scarlett, I don’t give a damn.”

Actual movie quote: “Frankly, my dear, I don’t give a damn.”

Field Of Dreams

Misquote: “If you build it, they will come.”

Actual movie quote: “If you build it, he will come.”

Mommie Dearest

Misquote: “No more wire hangers, EVER!”

Actual movie quote: “No wire hangers! No wire hangers EVER!”

Planet of the Apes

Misquote: “Get your stinkin’ paws off me, you damn dirty ape!”

Actual movie quote: “Take your stinkin’ paws off me, you damn dirty ape!”

She Done Him Wrong

Misquote: “Why don’t you come up and see me sometime?”

Actual movie quote: “Why don’t you come up sometime and see me.”

Silence of the Lambs

Misquote: “Hello, Clarice”

Actual movie quote: “Good evening, Clarice.”

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March 12, 2014

Famous movie misquotes

We've got some bad news for you - you've probably been saying these famous movie quotes wrong for years!

Now to Love

“Houston we have a problem.” Yes, indeed we do because that is not the actual line Tom Hanks says to Ed Harris when he’s figured there’s something wrong with his spaceship in Apollo 13.

While some would swear black and blue they know the famous lines from the favourite movies you may be surprised at just how many misquotes have become commonplace.

Go ahead and test your movie memory with these famous lines.

You’ve probably been misquoting these famous movie lines for years!

Apollo 13 Misquote: “Houston, we have a problem” Actual movie quote: “… Ah, Houston, we’ve had a problem.”

Casablanca Misquote: “Play it again, Sam.” Actual movie quote: “You played it for her, you can play it for me. If she can stand it, I can. Play it!”

Cool Hand Luke Misquote: “What we have here is a failure to communicate.” Actual movie quote: “What we’ve got here is failure to communicate.”

Dirty Harry Misquote: “Do you feel lucky, punk?” Actual movie quote: “You’ve got to ask yourself one question: ‘Do I feel lucky?’ Well, do ya punk?”

… And Justice For All Misquote: “I’m out of order? You’re out of order! This whole courtroom’s out of order!” Actual movie quote: “You’re out of order! You’re out of order! The whole trial is out of order! They’re out of order!”

All About Eve Misquote: “Fasten your seat belts, it’s going to be a bumpy ride.” Actual movie quote: “Fasten your seat belts, it’s going to be a bumpy night.”

Frankenstein Misquote: “He’s Alive!” Actual movie quote: “It’s Alive!”

Gone With The Wind Misquote: “Frankly, Scarlett, I don’t give a damn.” Actual movie quote: “Frankly, my dear, I don’t give a damn.”

Jaws Misquote: “We’re gonna need a bigger boat!” Actual movie quote: “You’re gonna need a bigger boat!”

Field Of Dreams Misquote: “If you build it, they will come.” Actual movie quote: “If you build it, he will come.”

Mommie Dearest Misquote: “No more wire hangers, EVER!” Actual movie quote: “No wire hangers! No wire hangers EVER!”

Planet of the Apes Misquote: “Get your stinkin’ paws off me, you damn dirty ape!” Actual movie quote: “Take your stinkin’ paws off me, you damn dirty ape!”

She Done Him Wrong Misquote: “Why don’t you come up and see me sometime?” Actual movie quote: “Why don’t you come up sometime and see me.”

Snow White and the Seven Dwarfs Misquote: “Mirror, mirror, on the wall – who is the fairest of them all?” Actual movie quote: “Magic mirror, on the wall – who is the fairest one of all?”

Sunset Blvd. Misquote: “I’m ready for my close-up, Mr. DeMille.” Actual movie quote: “All right, Mr. DeMille, I’m ready for my close-up.”

The Empire Strikes Back Misquote: “Luke, I am your father.” Actual movie quote: “No. I am your father.”

The Graduate Misquote: “Mrs. Robinson, are you trying to seduce me?” Actual movie quote: “Mrs. Robinson, you’re trying to seduce me. Aren’t you?”

The Wizard of Oz Misquote: “Toto, I don’t think we’re in Kansas anymore.” Actual movie quote: “Toto, I’ve a feeling we’re not in Kansas anymore.”

The Godfather Misquote: “I wanna make him an offer he can’t refuse.” Actual movie quote: “I’m gonna make him an offer he can’t refuse.”

Wall Street Misquote: “Greed is good.” Actual movie quote: “Greed, for lack of a better word, is good.”

Blonde Crazy Misquote: “You dirty rat!” Actual movie quote: “Mmm, that dirty, double-crossin’ rat”

Forrest Gump Misquote: “Life is like a box of chocolates.” Actual movie quote: “Life was like a box of chocolates.”

Star Trek Misquote: “Beam me up, Scotty!” Actual movie quote: “Scotty, beam me up.”

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March 12, 2014

Do you remember the Feral Cheryl doll?

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She was the anti-Barbie doll, with the motto of ‘live simply, run free’ – and now she’s back!

After years of living in storage, Feral Cheryl has been put back on the shelf by creator Lee Duncan.

The doll aimed to be an alternative to the blonde, leggy and petite Barbie doll, who wasn’t focused on a dream house or dozens of interchangable outfits.

Feral Cheryl was a reflection of a free spirit, living on the north coast of NSW and with her only accessories being “a bag of home grown herbs (dried basil), a sense of humour and a social conscience”.

Each doll was individually crafted by Lee with a variety of coloured beads, bindis and a range of tattoos, so there are no two exactly the same.

Lee says Feral Cheryl began a joke gift that she had made for her sister. After the attention it got, she made a few more to sell at the local craft market.

“My feral dolls attracted quite a few laughs and attention at the market … and when a local reporter did a piece on them for a national youth station, the story took off and Feral Cheryl had an international profile,” she says.

Lee ended up leaving her job to make the dolls full-time in order to keep up with the demand and estimates that, between 1998 and 2004, she made about 1000 dolls. There is even one representing Australia in a toy museum in Spain.

Feral Cheryl supporters have contacted Lee over the years, asking for more dolls but she had retired from making them. But, luckily for some, she found a stash of Cheryls late last year and sent them to people who had been on a waiting list.

Lee said she will continue to provide a limited number of Feral Cheryls for diehard fans.

Do you remember the Feral Cheryl doll? Do you have one? Would you buy one for your daughter?

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March 12, 2014

Commando and Michelle Bridges keep it casual

The couple always step out in style but this time it was a case of matching Converse sneakers that caught everyone's attention

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The couple always step out in style but this time it was a case of matching Converse sneakers that caught everyone’s attention

The Biggest Loser trainers left their sportswear at the gym and stepped out in style, although it was the pair’s matching Converse sneakers that caught everyone’s attention.

The hot-and-heavy couple wore their causal kicks to an event in Sydney earlier this week. Michelle teamed hers with a a plunging Camilla kaftan, while the Commando wore a collared shirt with upturned cuffs and jeans, along with his signature shades.

The duo have enjoyed dressing up for the cameras during their on-and-off romance and we have the pictures to prove it.

Matchy matchy: The couple both wore Converse kicks.

The trainers brought some of their casual style to the Sydney event.

Crazy in love: Their on-again, off-again relationship has put them in the spotlight.

Commando and Michelle enjoy to work, rest and play together.

It was revealed the couple were dating last year, just two months after Michelle’s split from her husband.

After breaking up early last year, the trainers reunited in October.

The pair are often seen around Sydney during their downtime from Commando’s work at his gym and Michelle’s 12-Week Body Transformation commitments.

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March 12, 2014

Celebrities we can’t believe are 50 years old

You might be surprised by which stars will be marking their mid-century milestone this year.

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In 1964 Beatlemania officially hit North America, Elizabeth Taylor and Richard Burton married for the first time, Martin Luther King Jr won the Noble Peace Prize and all of these stars were born.

These 1960s babies have grown up to become some of the most famous faces in the world and this year they all turn the big 5-0. Here are a few celebrities that are due to celebrate their half century this year.

Elle, Michelle and Sandy are all 50 this year.

Gravity star Sandra Bullock was born July 26, 1964, in Arlington, Virginia.

Can you believe Louis Lane, aka Teri Hatcher, will be 50 on December 8?

It’s tough to believe Hollywood actress Marisa Tomei celebrates 50 close to Christmas on December 4.

Supermodel Elle Macpherson marks 50 later this month on the 29th of March.

The Godfather Part III actress and Jane Fonda’s niece Bridget Fonda turned 50 on January 27, proving good genes run in the showbiz family.

Pearl Jam front man Eddie Vedder just scrapes his 50th into the 2014 birthday countdown on December 23.

Keanu Reeves

Matrix actor Keanu Reeves, might be able to easily dodge a bullet but he can’t dodge ageing. The star turns 50 on September 2.

First Lady Michelle Obama turned 50 on January 17 this year.

Teenage heartthrob Matt Dillon celebrated his 50th on February 18.

Brit actor Clive Owen will be 50 on October 3.

Talented thespian Laura Linney turned the big 5-0 on February 5.

Gladiator’s Russell Crowe will turn 50 on April 7. Let’s hope his beloved Bunnies can win that weekend!

Dutch-born actress and Bond girl Famke Janssen turns 50 in November this year.

Super hunk Rob Lowe will be 50 on March 17 proving he’s a man who gets better with age!

Weeds star Mary-Louise Parker hits 50 on August 2.

Cougar Town star Courtney Cox turns 50 on June 15.

Actress/goddess Monica Bellucci turns 50 on September 30 this year.

The very talented Don Cheadle turns 50 on November 29.

Youthful funny man David Spade turns 50 on July 22.

Law and Order’s Mariska Hargitay remains fresh-faced and fabulous after her milestone birthday on January 23.

The original Brit ‘it girl’ Yasmin Le Bon celebrates her half century milestone on October 29 this year.

Rock-n-roll chick Courtney Love will mark 50 years on Earth on July 9.

Ally McBeal actress Calista Flockhart will have her 50th birthday bash around November 11 later this year.

Eccentric actor Nicolas Cage will celebrate half a century on January 7 this year.

New York born and bred rock star turned film star, Lenny Kravitz will be 50 on May 26.

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March 12, 2014

Cowan found guilty of Morcombe murder

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Daniel Morcombe

A 44-year-old father of three, Brett Peter Cowan, has been found guilty of the murder of Sunshine Coast schoolboy Daniel Morcombe.

A 12-person jury sitting in the Queensland Supreme Court returned its verdict at 2.13pm today after 7 hours and 25 minutes of deliberation.

Daniel’s parents, Denise and Bruce Morcombe, and Daniel’s twin brother, Bradley, were in court for the verdict. Both Denise and Bradley broke down in tears as the verdict was handed down. Cowan did not react, staring straight ahead as his fate was revealed.

“Compelling evidence has proven beyond reasonable doubt Mr Cowan’s guilt,” Daniel’s dad Bruce said outside the court. “We have to thank all the covert police officers, the SES searchers and the scientific experts who all made sure a murderous sex offender was caught.”

“On behalf of our entire family, I would like to thank everyone who has contributed to finding the answers and especially for never forgetting Daniel,” Denise added. “Daniel’s legacy will continue with the Daniel Morcombe Foundation which will continue keeping kids safe.”

Daniel Morcombe – known Australia-wide as the sweet boy with the cheeky smile and the bright red T-shirt – disappeared from a bus stop on the Kiel Mountain Road on 7 December 2003. He’d been going to buy Christmas presents for his family.

His disappearance – and the stoic determination of his parents to find out what happened to him – has galvanised Queenslanders for a decade.

Daniel’s parents Bruce and Denise Morcombe.

Daniel’s parents Bruce and Denise Morcombe.

Daniel’s parents Bruce and Denise Morcombe.

It took eight years and an enormous commitment of both staff and resources, but Queensland detectives, working closely with WA police, were finally able to get Cowan to confess to Daniel’s murder by disguising themselves as stand-over men, loan sharks, and brothel madams.

Together, they managed to convince Cowan that they were all members of the same criminal gang.

In 2011, they invited Cowan to join their fake criminal enterprise, and paid him small amounts of money to stand over prostitutes (who were in fact undercover officers) and to pay fake bribes to fake customs officers.

After several months, they invited him to take part in a major operation worth $100,000 but said they were worried about how closely police were watching him, because Cowan – a known pedophile – had long been a suspect in Daniel’s disappearance.

They promised to buy Cowan an alibi and help him clean up whatever remained of the crime scene, so other members of the fake gang wouldn’t feel the “heat” from having him around.

Cowan confessed that he’d snapped Daniel’s neck after picking him up from the bus stop, and offering to drive him to a local shopping centre.

In the taped confession, he said he wanted to molest Daniel, not kill him, but panicked when Daniel tried to flee. He then dragged Daniel’s body into the bush, where he covered it up with branches and leaves.

Police were able to use the information that Cowan provided to locate the remains of Daniel’s body – just 17 bone fragments – and his Globe skate shoes, and a pair of Bonds underpants.

Cowan was subsequently charged with murder.

His defence argued that he’d made up the confession because he badly wanted to be part of the crime gang.

Cowan’s defence barrister Angus Edwards tried to argue that another convicted child sex offender Douglas Jackway, was to blame for Daniel’s death, and that Jackway may have told other criminals where he’d placed Daniel’s body, and that those criminals may have passed details onto Cowan.

The jury didn’t buy it.

Crown prosecutor Michael Byrne QC that Cowan led undercover police to Daniel’s remains.

“He knew where these things were because he is the one who killed Daniel Morcombe,” Mr Byrne said.

Cowan didn’t testify in his own defence. He changed his name to Shaddo N-unyah Hunter after becoming a suspect in Daniel’s murder and was living in WA at the time of the police sting.

Cowan was charged in 2011. It has taken more than two years for the case to come to court.

Justice Roslyn Atkinson thanked the jury for their service to the community, over the harrowing course of the four week trial.

Cowan will be sentenced tomorrow.

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March 12, 2014

Woman called ‘tramp’ for breastfeeding in public

A young mother has expressed her outrage after a picture of her breastfeeding in public was uploaded onto Facebook with a caption labelling her as a "tramp".

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A young mother has expressed her outrage after a picture of her breastfeeding in public was uploaded onto Facebook with a caption labelling her as a “tramp”.

Emily Slough, 27, was out running errands in Rugeley, Staffordshire, last Friday when she sat down on a pub’s steps to feed her eight-month-old daughter Matilda and have a bite to eat herself.

Without her knowledge, a stranger snapped a photo of Emily breastfeeding Matilda and posted it on Facebook saying: “I know the sun is out but there’s no need to let your kid feast on your nipple in town! Tramp.”

The image of Emily breastfeeding that was posted on Facebook.

Friends of Emily’s saw the image – which had been posted anonymously on a “Spotted in Rugeley” page – and alerted her immediately, leaving her furious and embarrassed.

“The mentality of the individual that attempted to shame me for feeding my daughter makes me so angry,” Emily told the Birmingham Mail.

“I am very confident and comfortable with my breastfeeding, but I know plenty who aren’t and don’t even humour the idea of nursing because of some ridiculous stigma attached to it and fear of embarrassment, humiliation and non-acceptance.”

Emily has now organised a mass protest in the town this weekend that has attracted the support of hundreds of mothers across the UK.

Fair play to Emily and all other women that breast feed, only tramp I can see is the one that took the pic #rugeleymassfeed

Supporting the #rugeleymassfeed. By breast or bottle, public feeding is fine. Don’t agree? Look away and try to find some common sense!

Giving a shoutout to #rugeleymassfeed, if yobs and thugs can neck larger and stuff kebabs down their gobs, why can’t a baby have a feed?

Go Emily! You have my full support, ignorant stupid people should not put you down. #rugeleymassfeed

What’s wrong with feeding your baby in public! Some people should get a life! #rugeleymassfeed

“Why should mothers who are doing the best by their children feel that they should be confined to a toilet or changing room to provide their baby with nutrients?” Emily said.

“Would you eat in a toilet or with a blanket draped over your face?”

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Matchy matchy: The couple both wore Converse kicks.

The trainers brought some of their casual style to the Sydney event.

Crazy in love: Their on-again, off-again relationship has put them in the spotlight.

Commando and Michelle enjoy to work, rest and play together.

It was revealed the couple were dating last year, just two months after Michelle’s split from her husband.

After breaking up early last year, the trainers reunited in October.

The pair are often seen around Sydney during their downtime from Commando’s work at his gym and Michelle’s 12-Week Body Transformation commitments.

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